The Foreclosure Lull

Posted by H. Daniel McKillop on Aug 26, 2015 | 1 Comments

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Much noise has been made over the lull in foreclosures over the last six months. No doubt that new foreclosure filings have been down the last three months. This is good news, right?

Not necessarily. First, if you're facing foreclosure, there's nothing reassuring about a general downturn in filings across the state. The trend is not your friend if your house is in jeopardy. 

Secondly, foreclosures ALWAYS find a lull during the summer months. Lawyers and bankers are people too. (Don't laugh!) Lawyers have children, bankers take summer vacations, and generally foreclosure firms work less over the summer months. The judges and courts are usually less busy too. 

Third, the courts made a huge push at the end of the spring and beginning of summer to push through as many cases as possible. Honestly, everyone's exhausted from that push. It's no wonder people took some time off to recoup before starting new cases up again. 

With the summer months coming to an end, expect foreclosure filings to increase across the state. We are already seeing more activity. Where we hardly had any new cases the last quarter, filings, hearings, and sales are increasing. Expect the lull to be over.

About the Author

H. Daniel McKillop

Dan McKillop sues and defends lawsuits for individuals, families, and small business owners. He also advises small business owners in areas of real estate and contract formations.


Colette Marquis Reply

Posted Nov 25, 2015 at 06:45:48

Thanks, Dan, for this much-needed explanation!

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